I Have Found an Awesome Girlfriend

I have been on a real hot streak since I got here, although I can not bring myself to chalk it all up to good fortune. The big thing is that I have a really great girlfriend and that is the reason all of the other stuff has gone so well. I met her at a company party, but at the time I had no clue who she was. I knew that she was gorgeous and she only uses natural makeup, things that are not made out of chemicals I suppose. In fact I find that really attractive and she is really confident too. The girl knows what she has and she is completely comfortable with that. The great thing for me has been the fact that she is really quite well off and she has let me stay in a place on her property. She was not ready to let me move in with her, but I told her I was still looking for a place to stay permanently and she showed me this loft over the garage.

Of course this is not an ordinary garage. Continue reading

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Let Loose in Les Menuires: A Pub Crawl to (Hopefully) Remember

Let Loose in Les Menuires: A Pub Crawl to (Hopefully) Remember

Ski holidays aren’t just about zipping down slopes and eating fondue (although both are essential components). Equally important is the nightlife: going to bars, meeting new people and letting your hair down. In Les Menuires there are plenty of opportunities for a boogie, but with so many bars and pubs to choose from its hard to pick just one. I think it was for this very reason that pub crawls were invented. Thankfully for you, Les Menuires has a classic route. so put on your dancing shoes and get going.
Start at Crazy Bar

 

Pub crawls can often get off to a slow start… not at the Crazy Bar. As its name suggests, there is no room for slouching in this alpine pub with early happy hours starting between 4pm and 6pm. The bar is located in the La Croisette area of Les Menuires and gets very busy during happy hours as skiers and snowboarders make the most of the cut-price cocktails.

Le Tilbury

Also in the La Croisette area, Le Tilbury is a favourite destination for skiers and locals. With a pine wood interior and plenty of offers on spirits and beers, Le Tilbury is a welcome chance to have a breather after a heavy start to the crawl.

L’Oisans

L’Oisans has built a reputation for its great cocktails. With plenty of classics as well as cocktails you won’t have seen anywhere else, you are bound to find one you like. If cocktails are not your thing, there is also a great selection of international beers to choose from. Located in La Croisette, it is easy to find and hard to go wrong.

Le Leeberty

Leeberty, égalité, fraternité, right? In the spirit of La France get in a round of jaegerbombs and report to the dance floor. Le Leeberty is best enjoyed later on in the bar crawl when it gets busy and everyone is in the party mood. Playing Euro pop hits, the great selection of DJs and high-quality sound system is bound to get you moving. You can find Le Leeberty in Les Bruyeres, just down the road from the other bars. The trip is definitely worth the effort.

Finish at Piano Bar Le Kube

A cosy little bar until 10pm, Le Kube is frequented by skiers looking for a less busy après scene. After 10pm, however, the atmosphere changes with live music and DJ sets bringing partygoing crowds flooding in. One the swankiest bars in the La Croisette area, it’s a great place to finish off your night with and sing and dance, and maybe even a kiss if you’re lucky.

Have Fun and Stay Protected

With all that fun on and off the slopes, it’s always worth investing in winter sports travel insurance. Whether you overstretch yourself on the skis or in the bars – we have all done both, let’s be honest – winter sports travel insurance will keep you covered and ease any holiday headaches. At InsureMore we offer comprehensive low-cost travel insurance with single and multi-trip options. So don’t fret when you are on holiday, go out and have fun – we’ve got you covered.

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Five Tips for Choosing the Right Health Insurance

Five Tips for Choosing the Right Health Insurance

One of the best ways to maintain your personal wellbeing is by having a health insurance plan. Because of the large number of companies that offer this type of insurance policy, choosing the right one can be a daunting task. Here are five tips to help you find the best plan on the market today.
Check Network of Plans

Five Tips for Choosing the Right Health Insurance

If you have a select group of doctors you choose, ask them which insurance network they are part of. You can also use one of the many accredited online directories to know which networks each plan on your list. On the other hand, if you have just moved to a new city and you do not yet have a doctor of choice, choose a plan that has a large network of healthcare practitioners.

Know the Maximum Premium Budget

Consider your average monthly spend to see how much money you can spend on a policy without compromising your financial ability. Low premiums often result in high out-of-pocket costs. Therefore, what seems to be the cheapest plan may actually be the most expensive, because you will be forced to pay for most services. One of the best ways to choose the right premium is to estimate the total amount of money you spent on health care last year, including costs and premiums out of pocket. Then choose a plan that has the same deductible, copays, and monthly premiums. High premium plans will save thousands of dollars for out of pocket expenses if you need expensive procedures or frequent medical care services.

Look for Additional Benefits Five Tips for Choosing the Right Health Insurance

In an effort to attract more clients, insurance companies usually offer policies that have additional benefits other than medical coverage. Based on this fact, it is wise to check the summary of the benefits of each policy on your list until you find it that has the scope of service of your choice. For example, some policies provide better coverage for mental health care and physical care while others have more comprehensive emergency coverage.

Structure of Research Plan

Once you estimate your monthly premium, the next step is to determine the structure of your ideal plan. Some of the most common plans are HMO, EPO, POS, and PPO. The plan you choose will determine which doctors you can see and your costs. More often than not, referral plans, such as POS and HMO, require that you first consult a primary care physician before ordering an appointment with a specialist. If you already have a network of doctors you want to see, avoid plans they do not do.

Compare Out-of-Pocket Costs

Your preferred health insurance plan should clearly indicate which service will be required to pay and the amount. The amount includes coinsurance, co-pay, and deductible. Plans that have low out-of-pocket costs are an ideal choice if you regularly need emergency services, use expensive drugs, have planned upcoming operations, or have recently been diagnosed with chronic conditions such as cancer or diabetes.

Finally, make sure that the health insurance company is legally accredited, reputable, and reliable to protect yourself from any inconvenience.

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Shipping Insurance Buying or Not Buying

Shipping Insurance Buying or Not Buying

Paying for the delivery of any item, big or small, can be more than enough even before you charge extra for insurance. But before you say no to insurance, read on to see why shipping insurance is more than just peace of mind.

Should Not Ruin the Bank

Shipping Insurance Buying or Not Buying

When you ship a package with a particular carrier, the same company may offer more delivery insurance than you pay to ship the actual package. But it does not have to be that expensive! Did you know that no matter which carrier can choose to send the package, can you choose insurance from a separate company at a big discount? The price can even be up to 85% lower than the cost of the operator!

Insurance Covers Over Damage

Damage in delivery happens probably more than you think. Insurance should be a no brainer under any circumstances, but it’s too easy to think that no horror shipping stories will happen to anything you send. But at a very affordable price, you can insure everything, including damage, loss, and flaws around the world. Shipping Insurance Buying or Not Buying

Easy Claiming Processing

Government offices are too famous for being slow. How many years in your life do you feel like losing in a DMV or post office? When you go with a separate insurance company, you can be sure that if you need to make a claim, the process will be quick and painless. Most of the claims are actually completed in less than 2 weeks!

Whether you are an individual or a business, sending large or small packages anywhere in the world, think twice before you say no to the shipping insurance. You can get a much better deal than you think, and that’s a small price to pay for the confidence you’ll get.

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Create Your Own Gift Card

Create Your Own Gift Card

If you need to send someone a special halo, but you have a budget or can only send a gift in the form of an envelope, then making a card with your own two sneaky hands is the way to go. Making cards easy and affordable. Even if you live outside of cereal you can use a cereal box as a backrest for your card and an old pasta to create an art inspired noodle.
If you still feel uninspired, we’ve created a list of ideas (with pictures,) that we offer you from our experience, it will help keep your creative stream flowing. So grab some scissors and glue, wear stylish aprons and let’s fall cunning!

Create Your Own Gift Card

TAPE LONG MIX

After you buy your CD player there is no space in your life for music tapes anymore. The little fingers that music plays magically are now another piece of impractical plastic in your bedroom garbage pile. Today you will free them from the dumpster and refresh them again into art.

Draw a picture of your receiver’s base on the front of your card. Take off your ribbon and cut a haircut that reflects your current recipient’s key. Now re-create your friend’s hair with a piece of ribbon attached to your card. You are now drafting a craft.

BITS, BOBS & BUTTONS

Make a visit to the local charity shop and find jewelry, buttons, and old beads to create your masterpiece. Try and find colors like colors so you can make your drawing into a coherent shape.

Draw an outline of your image on your card. You may want to do faces or even just a balloon for a birthday greeting card. Fill your objects with the colors you choose and then create a background with different colors. If you use the gift recipient’s face as an inspiration, use different beads and color buttons to create colors and light. If you can draw this one, you can get the crafting genius badge.

KOLASE

Take an old magazine, a pair of scissors and some glue. From here the options are endless – endless in the use of these three items. You can cut the pretty picture you like and make landscape or just cut the color and create your own miracle. Magazines allow you to cut a bit of text too, so maybe you can add something smart about the effects of gravity when you’re forty years old in the body. Everyone loves good jokes about their age.

SEWING

Why not make a card with a needle and thread? With a single color of wool or yarn you can create a heart-like shape for Valentine’s or Christmas tree shapes. Outline the shape you want to do on your card with a pencil. Then stir the hole through the outline of the card with your needle and remove the pencil. Now, attach the color you use to your needle and sew the color through the hole you have made until you fill the shape. Easy!

SPARKLING

We all love sparkling things. If it makes us happy. That means glitter is a perfect addition to a birthday card where you want to add a sweet comment like ‘You make me sparkle’. Make a shape on your card and paint your glue inside the shape line. Add glitter (free). Remove the excess and present it with a flourish. Create Your Own Gift Card

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Small Garden Gardening Achieves Great Results

Small Garden Gardening Achieves Great Results

Think about it because you have a small space, gardening is not a possibility for you? Whether you want to add flowers, vegetables, fruit, or greenery to your landscape, there are techniques that will help you maximize your space. You can keep your flower vase full of flowers and your dining table is filled with results if you follow some simple rules.
Small Room Warming Using Beds

Small Garden Gardening Achieves Great Results

Gardening usually requires excavation on the ground to create a large flat space in a sunny place on your lawn. This approach can take up valuable page spaces, and it’s hard on your back and knees. Small space gardening utilizes a bed, box, or container that you can place anywhere on your page. Advantages? With small space gardening, you maximize the space you have in all the dimensions, so you can plant it vertically by using a trellis, or in a tiled setting that takes advantage of the tilt.

You have control over altitude and container placement. This means you can park with a bit of flex and bend, which makes small space gardening easy for people of all ages, even if you have bad backs or are confined to a wheelchair. Small Garden Gardening Achieves Great Results

Improved Land Control

To park on the ground, you need to improve soil quality by adding organic materials such as manure or compost. Most of the back ground consists of clay that allows water to flow, sinks slowly, and then remains wet; sand that absorbs but will not retain water; or mud, which has both properties. The ideal soil is clay, and offers the right combination of the three types of soil. According to the U.S. Department of Agriculture, clays consist of 7 to 27% clays, 28 to 50% sludge, and 20 to 45% sand.

With small space gardening, especially when done in raised beds, you can create the perfect ground from the beginning. Experts recommend that you use 50% top layer top and 50% high quality compost, or 1/3 rough horticultural vermiculite, 1/3 peat moss, and 1/3 compost mix.

Maximum Results in a Small Room Small Garden Gardening Achieves Great Results

If your page is small, you can still get the most out if you plant the right stuff and do it according to the pattern. For vegetable gardens, you can choose vegetables such as tomatoes, peppers, onions, cucumbers, eggplants, nuts, and summer squash that produce crops throughout the season with just a few plants. In addition, you can add some “cut-and-come-again” crops like lettuce or green vegetables. To find out how to plant to get the most out of your place, resources like The All New Square Foot Gardening, Second Edition by Mel Bartholomew or The Post Stamp Vegetable Garden Stamp by Karen Newcomb are abundant.

One of the advantages of small-space gardening is that you can create a bed, or group of beds, your landscaping page features. By arranging it with a path in between you can enjoy the beauty of your space while having easy access to them for weeding and, of course, the harvest.

If you need help preparing a bed or with a landscaping plan that includes small gardening, contact professional landscapers that can help you manage your open space.

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Tips on creating a successful photography blog

Tips on creating a successful photography blog

Nowadays people like to admire pictures taken by professional photographers in various locations of the world, because they find their inspiration in them. Nearly everyone looks through a picture album to find someone to change their desktop, or to determine their next vacation destination. Therefore, if you have a job that requires you to travel a lot, you should take pictures of the places you visit, and start a blog. In this way, you will keep a record of the places you see, and you can share your memories with your friends at the same time. It will not be long before your blog will become well known in the market and you will have many followers. You may think at first that you will not have the time and the mood to do this, but once you see that people appreciate your drawings, you’ll soon want to attend some photography courses in New York and post more pictures.
The first thing you should do when you want to start a blog is to follow some photo classes, or at least a workshop, because depending on the type of picture you want to take, you have to learn some techniques. Therefore, take a look at the classes available in your area, and if you’re traveling in a big city like New York or London, you can take classes provided by one of the most famous institutions from there. You have the possibility to attend a Montreal photography class or have one of your teachers help you improve your skills. Once you know the basics of this profession, and you learn to capture the movie moments in life, you will have no trouble converting blogs into a well-known platform. You also have the possibility to ask one of the teachers of this institution to analyze the images from your blog, and give you feedback on them, in this way you will know what aspects you should finish.

Tips on creating a successful photography blog

After knowing the basics of photography, you have to decide on a blog theme, because people need to know exactly what they will see when they visit it. At first deciding on the subject and posting regularly, in this way people will visit your blog to see what you have posted lately, and when you see that you have a lot of followers, you can diversify the content. In this way, they will see that you have the experience needed to try something new, but you also give them a picture they used to admire. You can start your blog by displaying images with the most amazing tourist attractions of the places you visit, and if you think you have people’s attention, you can evolve and post images, which have display details, such as certain types of food. Follow this simple tip and you’ll have a great blog and lots of followers.  Tips on creating a successful photography blog

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The Benefits Of Article Advertising Or Article Marketing

The Benefits Of Article Advertising Or Article Marketing

Article advertising or article marketing can be the key to not only making money but having a successful business. If you have a product or service that you want to promote then one of the best and most cost-effective ways is to use article advertising. The Benefits Of Article Advertising Or Article Marketing

Cacey Taylor is the Owner of http://WorldCashMachine.com. Contact us anytime for free marketing tips and subscription to our leading newsletter.

Article advertising is a type of marketing venture where you write short articles, about 400-600 words, related to the product or service you want to promote. If they are well written they will, after getting distributed to various online article directories that will be easy to find on search engines and read by people who are interested in what you have to offer.

In article advertising, well-written articles will be built in such a way that it has a strategic placement of keywords and keyword phrases used by those looking for what you have to offer. This will make your article easy to find by search engines and can help you see beforehand by future consumers.

Some of the benefits of article advertising are: 1) This is a great way to gain respect in the niche you want to reach. If they see your well-written and informative articles, they will see you as an authority. The more you have written about a particular area, the more confident you are and the more likely they are to buy what you offer.

2) Very cost effective. If you write the article yourself, you will only spend a lot of time and energy researching and writing the subject. If you can not write well, you can easily find people who are capable of writing for you that are affordable and will let you put your name into it, alias, ghostwriters. These are often very affordable, although you need to make sure they can provide you with unique content and are native speakers in the language you want to enter.

3) Links are also very useful for advertising articles. Your well written articles will have a link back to your site and will also have a resource box with a strong call-to-action. This will invite those who read the article to go to your site to find out more about what you have to offer. It will also help your search engine rankings.

4) It helps you reach a much larger target audience than you should experience. Those who are really interested in what you offer are the people who read your articles. You will not make your marketing efforts in front of people who may or may not care about what you offer. It will be read by people who are really interested in what you are doing and also very likely to buy what you sell. The Benefits Of Article Advertising Or Article Marketing

Article marketing or article advertising is a great way to get noticed on your product or service, if used correctly. Take the time to learn how to do it the right way or find a good ghost writer to do the work for you and you will find customers who not only want to buy from you, but believe that you will meet their needs and can get back to you for other purchases . Done properly, article ads can help you climb to the top and make you successful.

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Family Fun in the Sun: A Guide to Les Arcs

Family Fun in the Sun: A Guide to Les Arcs

Looking to escape to the mountains with your young ones for that magical, glowing combination of sun and snow? Les Arcs is one of the best skiing resorts I know for families, with accessible slopes for youngsters and intermediate skiers, a great range of activities, and affordable prices. Here’s why it makes an ideal spot for a winter holiday destination the whole family can enjoy.
Beginner-Friendly Slopes

 

Les Arcs is home to over 200km of pistes, many of which are perfectly suited for beginner or intermediate skiers, comprising gentle, smooth runs lined with trees that all lie within easy reach of the main accommodation villages. The best blue runs for new skiers are at Peisey-Vallandry, served by their own drag-lifts, at Arc 1800, which is near the fantastic Mille8 complex, and Arc 1600, which is served by the Combettes lift. There are also good runs for novices at Arc 1950 and 2000, while slightly more seasoned skiers should make for the Apocalypse snow park, which has plenty of pistes for those of an intermediate level.

Winter Activities

What’s great about Les Arcs is that it’s not just a skiing resort, but an all-round winter holiday haven with a vast array of activities for the whole family:

• Snowmobiling at the Arc Aventures forest park is a fantastic way of exploring more of the mountains for families with children aged over 10. All you need is a driving licence and you’re free to roam.

• At Rodeo Park, meanwhile, you can take part in a Luge Run and ride down the toboggan piste by night, for an added icy thrill! If you have a ski pass it’s free, and open to children aged over 10.

• If the weather doesn’t play ball, then play the Laser Game instead. Housed in two large ultra-flourescent rooms in Arc 1800, and open long into the evenings, this is guaranteed to entertain the whole family and exercise your competitive spirits.

• Over at Arc 2000 in the Place de la Patinoire, meanwhile, there is a large natural ice rink, with plenty of space for mastering the skating basics – simply hire some skates and let yourselves loose.

Mille8 Centre

This is the real jewel in the crown at Les Arcs for families – a gigantic centre containing both an outdoor and indoor swimming pool, fitness room and gym, spa with steam rooms and saunas, and much more besides. After all that work on the slopes, what perfect way to unwind than with a massage jet and bubble bed? If the children still have energy to spare, there are waterfalls to explore and a river splash and games area that will be sure to tire them out!

Getting the Best Out Of Your Trip

Taking the whole family on a skiing break is a great way to get active and enjoy lots of different things together, but it’s always safe to prepare for any small bumps and bruises you may encounter along the way. Taking out a comprehensive winter sports insurance will give you all the cover you need, and keeping you protected in the case of any eventuality. Make sure to choose a full winter sports insurance, as these policies take into account all the many different activities you’ll want to take part in out on the slopes. To find out more about which winter sports insurance is best suited for your family, get in touch with InsureMore, and we’ll help you prepare for your perfect snow-filled, action-packed holiday in the mountains.

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On a warm Saturday afternoon, I decided

On a warm Saturday afternoon, I decided to take a .22 rifle and some steel reset targets for some target practice. Nothing I enjoy more than a day in the range of one of my favorite weapons shot. Who am I kidding, I can never reach the range with just 1 gun, so I grabbed a .22 pistol gun to add a touch on the journey.
I got to the range and pulled out my guns and targets, the weather was perfect and I was ready to have fun and relax. I decided to set targets at 25, 50 and 100 yards so I could shoot the gun at 25 and 50 yards and rifle at 50 and 100 yards. I use my rangefinder to make sure the target is at the right distance. Now is the time to take out my old friend, the Ruger 10/22 semi-automatic rifle, with a 4×12 power scope. I have shot tens of thousands of revolutions through this gun in the 20+ years that I have had, their weapons are very good and very accurate. Time to load it and start having fun! I decided to start on a 50 page target with coverage on 4x and its death rate, 1 shot-1 targeted down until everything goes down, shoot the reset target and do it again. I like it!!! No more targets that change, no more holes, no more targets sitting back, shoot the reset target and start firing again!

Re target steel  On a warm Saturday afternoon, I decided

Now to step out to 100 yards, a crosswind has been lifted so it will make it a little harder. First shot, I miss, second shot, missed again. I know the gun is capable, I am the problem, I have to concentrate and do the shot. The third shot target went down, I had to aim right for the wind. I do not think the wind is strong. Go back to knocking down the target and firing the reset target, I can do this all day. I have shot the rifle until the barrel gets very hot, it’s time to play with the gun for a while. Re target steel  On a warm Saturday afternoon, I decided

I took the SR22 Ruger gun and the Charter Arms .22 pistol for the trip, both of which were big pistols. I inserted a gun and tried it at 25 yards, no hits. I filled it again, shot again, no hits. Ok, something is not right so I am loading a semi-auto SR22, shoot it, no hits. I filled it again, shot him again, I hit him. I shot very well at 25 yards with both pistols so I got a long range range and moved the steel reset target back to 15 yards to see if it increased my score. I loaded the SR22 again and I shot better, that’s what I expected. Now for the revolver, 1 hit-1 hit. I have been watching for my shooting practice a long time, they are reduced without training and it comes up today. I have to find more time to reach the mileage to make my skills sharper and more fun.

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Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics

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